【摘要】：保險產(chǎn)業(yè)具有社會保障及經(jīng)濟補償?shù)碾p重作用,其安全發(fā)展對于維護經(jīng)濟的穩(wěn)定具有重要作用。尤其是金融危機爆發(fā)后,保險產(chǎn)業(yè)安全成為逐漸被重視并被著手研究的重大課題。本文通過研究影響保險產(chǎn)業(yè)發(fā)展的政策,深入揭示影響保險產(chǎn)業(yè)安全的各項因素,并建立保險產(chǎn)業(yè)安全評價模型來深入分析保險產(chǎn)業(yè)的安全性。 本文以保險產(chǎn)業(yè)的影響因素為前提,以保險產(chǎn)業(yè)安全為研究對象,采用實證與規(guī)范分析相結(jié)合以及定量與定性分析相結(jié)合的研究方法,主要從保險環(huán)境影響力、保險產(chǎn)業(yè)競爭力以及保險產(chǎn)業(yè)控制力三個方面進行分析,在分析過程中提煉出能夠表現(xiàn)各影響因素的評價指標(biāo),形成保險產(chǎn)業(yè)安全評價體系,然后結(jié)合我國保險產(chǎn)業(yè)2007-2011年保險公司的相關(guān)數(shù)據(jù),采用決策理論中的模糊多屬性決策模型對數(shù)據(jù)進行處理,從量的角度明確各指標(biāo)對保險產(chǎn)業(yè)安全的影響程度。 最后根據(jù)得出的權(quán)重結(jié)果,分析保險產(chǎn)業(yè)安全各指標(biāo)的影響程度并給出相應(yīng)的政策建議,為更好地保證我國保險產(chǎn)業(yè)的安全與發(fā)展提供一些參考。
[Abstract]:Insurance industry plays a dual role of social security and economic compensation, and its safe development plays an important role in maintaining economic stability. Especially after the financial crisis, the safety of insurance industry has been paid more and more attention. By studying the policies that affect the development of insurance industry, this paper reveals the factors that affect the safety of insurance industry, and establishes the safety evaluation model of insurance industry to deeply analyze the safety of insurance industry. This paper takes the influencing factors of the insurance industry as the premise, takes the insurance industry safety as the research object, adopts the research method of combining the empirical and normative analysis and the quantitative and qualitative analysis, mainly from the impact of the insurance environment. The competitiveness of insurance industry and the control power of insurance industry are analyzed in three aspects. In the process of analysis, the evaluation indexes which can express various factors are refined, and the safety evaluation system of insurance industry is formed. Then combining with the relevant data of insurance companies in China from 2007 to 2011, the fuzzy multi-attribute decision model in decision theory is used to deal with the data, and the influence of each index on the safety of insurance industry is clarified from the perspective of quantity. Finally, according to the weight result, this paper analyzes the influence degree of each index of insurance industry safety and gives corresponding policy suggestions, which provides some references for better ensuring the safety and development of insurance industry in our country.
【學(xué)位授予單位】：北京交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842

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本文編號：2386815