本文選題：民間信貸 + 利息所得稅�。� 參考：《財會通訊》2014年29期

【摘要】：正一、引言近年來,在國家緊縮的貨幣政策以及對房地產(chǎn)行業(yè)的調(diào)控下,中小企業(yè)、房地產(chǎn)、煤炭等行業(yè)的融資越發(fā)困難。同時,隨著我國市場經(jīng)濟不斷發(fā)展,民間閑置資本不斷增多,存款利息的下降及征收利息所得稅等使人們存款意愿不斷減少,并促進人們將民間資本投向具有較高收益的民間信貸市場,需求與供給的雙向增長,促使我國民間信貸市場規(guī)模迅速擴大。民間信貸作為正規(guī)金融的有效補充,在很大程度上解決了企業(yè)融資難的問題,對我國社會經(jīng)濟的
[Abstract]:First, in recent years, with the country's tight monetary policy and the regulation of the real estate industry, SMEs, real estate, coal and other industries are increasingly difficult to finance. At the same time, with the continuous development of the market economy in our country, the private idle capital is increasing, and the interest rate on deposit and the interest income tax are decreasing. It also promotes people to invest private capital in the private credit market with higher income. The two-way growth of demand and supply makes the scale of our private credit market expand rapidly. Private credit, as an effective supplement of formal finance, to a great extent solves the problem of enterprise financing, which is of great importance to the social and economic development of our country.
【作者單位】： 武漢理工大學(xué);
【基金】：“中央高�；�本科研業(yè)務(wù)費專項資金”(項目編號2012IB-070)的資助
【分類號】：F832.4

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本文編號：1806821