本文選題：社會信用 + 社會信用體系��； 參考：《內蒙古大學》2014年碩士論文

【摘要】：信用是人類社會發(fā)展永恒的倫理主題,也是市場經濟運行與發(fā)展的主題。黨中央領導高度重視社會信用體系,多次下發(fā)文件提出建立社會信用體系。鄂爾多斯市是資源型城市,在2002年到2010年間飛速發(fā)展,地區(qū)年生產總值翻了好幾番。2010年人均GDP高達15000美元,一躍成為內蒙古發(fā)展速度最快的城市,民間迅速積累了大量的財富。金融機構不能有效滿足經濟發(fā)展需要的大量的財力,民間借貸逐漸興起。而民間借貸缺乏有效的監(jiān)管,導致信用危機的產生。鄂爾多斯市2007年至2009年間,由于民間借貸引發(fā)的民事糾紛年均增長約71%,特別是金融危機爆發(fā)后的08、09年,分別增長了89%和91.59%。社會信用的發(fā)展沒有跟上經濟發(fā)展的腳步,尤其是房地產泡沫破裂,高利貸危機充分暴露了鄂爾多斯市社會信用發(fā)展的缺失。因此,研究如何完善鄂爾多斯市社會信用體系建設具有極大的理論價值與現實意義,扎實、有效地推進鄂爾多斯市社會信用體系建設,打造“誠信鄂爾多斯”,任務艱巨,迫在眉睫。 本文針對鄂爾多斯市社會信用現狀,主要運用文獻分析法和定性分析法,分析了目前鄂爾多斯市社會信用主要存在的問題,主要表現三個方面,個人信用缺失、企業(yè)信用缺失和政府信用缺失。然后運用對比分析法,研究國內外成功建設社會信用體系的案例,通過對比得出幾點成功經驗,在此基礎上提出了有針對性的對策意見與建議。
[Abstract]:Credit is the eternal ethical theme of the development of human society, and also the theme of the operation and development of market economy. Party Central Committee leaders attach great importance to the social credit system, issued documents many times to establish a social credit system. Ordos is a resource-based city with rapid development between 2002 and 2010, and the annual gross domestic product of the region has increased several times. In 2010, the per capita GDP reached US $15000, making it the fastest growing city in Inner Mongolia, and the private sector rapidly accumulated a lot of wealth. Financial institutions can not effectively meet the needs of economic development of a large number of financial resources, private lending gradually rising. The lack of effective supervision of private lending led to the emergence of credit crisis. Between 2007 and 2009, civil disputes caused by private lending grew by an average of about 71a year, especially in the wake of the financial crisis, which rose 89 percent in 2009 and 91.59 in 2009. The development of social credit has not kept up with the pace of economic development, especially the bursting of real estate bubble, usury crisis fully exposed the lack of social credit development in Ordos. Therefore, it is of great theoretical value and practical significance to study how to improve the construction of social credit system in Ordos city. It is a arduous task to effectively promote the construction of social credit system in Ordos city and to build "good faith Ordos". Imminent. According to the present situation of social credit in Ordos city, this paper mainly uses the method of literature analysis and qualitative analysis to analyze the main problems existing in the social credit of Ordos city at present, which mainly shows three aspects, the lack of personal credit. Lack of enterprise credit and lack of government credit. Then by using the method of comparative analysis, this paper studies the cases of successful construction of social credit system at home and abroad, obtains several successful experiences through comparison, and puts forward some targeted suggestions and suggestions on this basis.
【學位授予單位】：內蒙古大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：D64

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本文編號：1798511