長沙市社會(huì)醫(yī)療保險(xiǎn)混合支付方式研究
[Abstract]:The excessive growth of medical expenses has always been one of the factors restricting the development of health care in China. Therefore, deepening the reform of the medical and health system is the trend of the times. The content of the reform involves many aspects, among which, The reform of medical insurance payment is the key and difficult point. Throughout the general trend of reform, all over the medical insurance payment mode of reform presents diversification. Since the establishment of the basic medical insurance system for urban workers in Changsha in 2000, the reform of the payment mode of medical insurance is also in the process of exploration. What achievements have been made in the reform of the medical insurance payment mode in Changsha? What are the problems? How to break through the existing system dilemma? These problems are very worthy of study, but also have certain practical significance. This paper, taking the reform of medical insurance payment mode in Changsha as the starting point, specifically discusses the achievements and existing problems in the process of medical insurance payment reform in Changsha. On the basis of this, the future reform direction of payment mode in Changsha is constructed. Based on the in-depth study of domestic and foreign literature, this paper first of all, the economic analysis of a variety of common payment methods, based on the principal-agent theory is the correct direction of the reform of the prepayment system; Secondly, based on the accurate understanding of the development of medical insurance in Changsha, the paper analyzes the effect and problems of the medical insurance payment in Changsha. Then, based on the experience of medical insurance payment reform in typical countries and regions of China, this paper puts forward the construction idea of mixed payment mode of medical insurance in Changsha. The main conclusions are as follows: 1. In the course of the reform of the medical insurance payment system in Changsha City, the results have included: the smooth operation of the medical insurance overall planning fund, the decrease in the proportion of individual burdens for medical expenses, and the gradual decrease in the burden on patients by doctors. At the same time, the average fee and the number of days in hospital decreased after the single-disease payment. 2. In the process of medical insurance payment reform in Changsha, the existing problems include: the growth rate of overall fund expenditure is higher than the income growth rate, the proportion of single-disease payment is too small, and the proportion of drug expenditure in medical expenses is too high. At the same time, the role of primary medical institutions is not fully reflected. 3. The construction of mixed payment method of medical insurance in Changsha city: carry out total advance, continue to expand the payment by single disease, and implement the zero difference sales system of essential drugs catalogue.
【學(xué)位授予單位】:湖南大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F842.684
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