發(fā)布時間：2018-05-24 16:43

  本文選題：特種設備 + 鄉(xiāng)鎮(zhèn)中小企業(yè)�。� 參考：《福建農林大學》2013年碩士論文

【摘要】：隨著特種設備的發(fā)展，特種設備越來越多的在鄉(xiāng)鎮(zhèn)中小企業(yè)普及使用，并在提高企業(yè)生產效率發(fā)揮重要作用。但特種設備存在危險性，容易引發(fā)安全事故，在提高生產率的同時也給企業(yè)帶來安全責任賠償風險。雖然特種設備責任保險在全國各地方都有陸續(xù)開展，但由于種種原因，許多企業(yè)，特別是鄉(xiāng)鎮(zhèn)中小企業(yè)并未對所管理的特種設備進行投保，造成在發(fā)生特種設備事故后，承擔重大的責任，特別是經濟賠償責任，對企業(yè)的發(fā)展造成影響，甚至面臨倒閉。因此研究特種設備責任保險對鄉(xiāng)鎮(zhèn)中小企業(yè)作用有重要意義。那么，特種設備有政府監(jiān)管為什么還會有危險？鄉(xiāng)鎮(zhèn)中小企業(yè)為什么不能承擔安全賠償風險？怎么解決？本文以特種設備管理機制為切入點，從特種設備企業(yè)外部管理、內部管理角度，研究鄉(xiāng)鎮(zhèn)中小企業(yè)特種設備安全事故風險來源，研究如何解決安全責任賠償風險轉移問題。 本文將理論與實證相結合，通過案例、數(shù)據(jù)、問卷，分析比較等方法，研究特種設備責任保險對鄉(xiāng)鎮(zhèn)中小企業(yè)的積極作用問題，并在此基礎上，對如何促進提高鄉(xiāng)鎮(zhèn)中小企業(yè)參加特種設備保險提出對策。希望通過本文，提高企業(yè)風險意識、保險意識，從企業(yè)發(fā)展大計出發(fā)，積極參與特種設備責任保險，降低風險，杜絕或減少特種設備安全事故發(fā)生，促進企業(yè)發(fā)展，構建和諧社會。本文主要研究內容包括：⑴基于特種設備政府監(jiān)管體制，分析管理體制的有效性及與現(xiàn)實的矛盾；⑵基于鄉(xiāng)鎮(zhèn)企業(yè)特種設備管理特點，，分析特種設備在鄉(xiāng)鎮(zhèn)中小企業(yè)安全風險高的因素及企業(yè)在管理安全風險的模式；⑶基于事故案例與數(shù)據(jù)分析，分析特種設備事故對鄉(xiāng)鎮(zhèn)中小企業(yè)生產、發(fā)展的影響；⑷在已有研究的基礎上，對特種設備責任保險進行重新定義，分析特種設備責任保險對鄉(xiāng)鎮(zhèn)中小企業(yè)的作用；⑸基于調查問卷，分析鄉(xiāng)鎮(zhèn)中小企業(yè)特種設備投保率低的因素，提出對策。 本文可能在以下方面實現(xiàn)創(chuàng)新與突破。⑴從數(shù)據(jù)統(tǒng)計的角度，分析鄉(xiāng)鎮(zhèn)中小企業(yè)特種設備安全事故責任賠償?shù)某胸熌芰�；⑵從轉移特種設備事故賠償風險的角度，對特種設備責任保險進行重新定義；⑶從管理角度，特別是人的因素，分析鄉(xiāng)鎮(zhèn)了中小企業(yè)特種設備事故風險高的因素；⑷從切實保障企業(yè)利益角度出發(fā)，提出完善特種設備責任保險產品內容及提升保險機構服務水平的方案。
[Abstract]:With the development of special equipment, special equipment is more and more widely used in small and medium-sized township enterprises, and plays an important role in improving the production efficiency of enterprises. However, the special equipment is dangerous and easy to lead to safety accidents, which not only increases productivity, but also brings the risk of liability compensation to enterprises. Although liability insurance for special equipment has been carried out in various parts of the country, for various reasons, many enterprises, especially small and medium-sized township enterprises, have not insured the special equipment under management, resulting in the occurrence of special equipment accidents. Bear heavy responsibility, especially the liability of economic compensation, which will affect the development of enterprises and even face closure. Therefore, the study of special equipment liability insurance plays an important role in township small and medium-sized enterprises. So why is it dangerous for special equipment to be regulated by the government? Why can't small and Medium-sized Enterprises of Township bear the risk of Safety compensation? How? From the perspective of external management and internal management of special equipment enterprises, this paper studies the risk sources of special equipment accidents in small and medium-sized township enterprises, and studies how to solve the problem of risk transfer of safety liability compensation from the point of view of special equipment management mechanism. This paper combines the theory with the empirical research, through the methods of case, data, questionnaire, analysis and comparison, to study the positive effect of the special equipment liability insurance on the township small and medium-sized enterprises, and on this basis, How to promote the small and medium-sized enterprises in towns to participate in special equipment insurance put forward countermeasures. Through this article, we hope to improve the risk awareness and insurance awareness of enterprises, from the enterprise development plan, actively participate in special equipment liability insurance, reduce risks, prevent or reduce the occurrence of special equipment safety accidents, and promote the development of enterprises. Building a harmonious society. The main contents of this paper include: 1 based on special equipment government supervision system, analysis of the effectiveness of the management system and contradictions with reality. 2 based on the characteristics of special equipment management in township enterprises. Based on the analysis of accident cases and data analysis, this paper analyzes the influence of special equipment accidents on the production and development of small and medium-sized enterprises in villages and towns. 4 on the basis of the existing research, we redefine the special equipment liability insurance, analyze the function of the special equipment liability insurance to the small and medium-sized enterprises in villages and towns. 5 based on the questionnaire, we analyze the factors of the low insurance rate of the special equipment insurance for the small and medium-sized enterprises in the villages and towns. Put forward countermeasures. This paper may achieve innovation and breakthrough in the following aspects. 1 from the angle of data statistics, this paper analyzes the liability capacity of special equipment accident liability compensation in small and medium-sized enterprises in villages and towns from the point of view of transferring the risk of compensation for special equipment accidents. This paper redefines the liability insurance for special equipment from the angle of management, especially the human factor, and analyzes the factors that cause the high risk of special equipment accidents in small and medium-sized enterprises in villages and towns. (4) from the angle of ensuring the interests of the enterprises, The scheme of perfecting the content of special equipment liability insurance products and improving the service level of insurance institutions is put forward.
【學位授予單位】：福建農林大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F842.69

【參考文獻】

相關期刊論文 前1條

1 曹超;;煤炭行業(yè)推行安全生產責任保險作用及問題探討[J];中國安全生產科學技術;2009年05期

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