發(fā)布時間：2018-04-30 04:10

  本文選題：知識產(chǎn)權(quán)質(zhì)押評估 + 質(zhì)押貸款價值��； 參考：《蘭州財經(jīng)大學(xué)》2017年碩士論文

【摘要】：知識產(chǎn)權(quán)質(zhì)押融資是金融體制改革的創(chuàng)新之舉,為企業(yè)拓寬融資渠道、解決資金問題提供了有效手段。但從目前來看,知識產(chǎn)權(quán)質(zhì)押貸款發(fā)展舉步維艱,其主要原因是知識產(chǎn)權(quán)價值評估難,這直接導(dǎo)致了銀行貸款風(fēng)險增加,從而使貸款的程序復(fù)雜化。因此,知識產(chǎn)權(quán)估值是知識產(chǎn)權(quán)質(zhì)押融資業(yè)務(wù)的關(guān)鍵環(huán)節(jié),合理的估值不僅能夠降低金融機(jī)構(gòu)貸款風(fēng)險、促進(jìn)資金優(yōu)化配置,又能推動企業(yè)創(chuàng)新成果的運(yùn)用和轉(zhuǎn)化,進(jìn)而推進(jìn)知識產(chǎn)權(quán)強(qiáng)國戰(zhàn)略的發(fā)展。本文首先對知識產(chǎn)權(quán)質(zhì)押評估的相關(guān)國內(nèi)外文獻(xiàn)綜述進(jìn)行了梳理,從而確定了研究視角。其次,基于知識產(chǎn)權(quán)質(zhì)押評估的本質(zhì),從知識產(chǎn)權(quán)質(zhì)押評估理論框架入手,剖析了影響知識產(chǎn)權(quán)價值的各項基本要素及其之間的相互作用關(guān)系,從而提取了影響評估方法選擇和運(yùn)用的關(guān)鍵要素并且加以分析,認(rèn)為知識產(chǎn)權(quán)質(zhì)押評估應(yīng)選取質(zhì)押貸款價值作為價值類型。在辨析知識產(chǎn)權(quán)三大基本估值方法適用性的基礎(chǔ)上,認(rèn)為應(yīng)當(dāng)選擇質(zhì)押系數(shù)法作為評估方法,它與知識產(chǎn)權(quán)質(zhì)押貸款的評估目的、質(zhì)押貸款價值類型更具匹配性。同時,通過我國知識產(chǎn)權(quán)質(zhì)押融資的一般模式,分析了質(zhì)押背景下的風(fēng)險影響因素。在對評估價值類型、方法和風(fēng)險影響因素進(jìn)行分析的基礎(chǔ)上,重點通過對豐樂種業(yè)知識產(chǎn)權(quán)質(zhì)押貸款的案例分析,探討了質(zhì)押系數(shù)法在知識產(chǎn)權(quán)質(zhì)押估值中的應(yīng)用。最后,對質(zhì)押系數(shù)法的理論分析和實踐應(yīng)用進(jìn)行了總結(jié),并提出了本文的局限性,以期在以后的研究中有所改進(jìn)。
[Abstract]:Intellectual property pledge financing is an innovation in the reform of financial system, which provides an effective means for enterprises to broaden financing channels and solve capital problems. But at present, the development of intellectual property mortgage loan is difficult, the main reason is that it is difficult to evaluate the value of intellectual property right, which directly leads to the increase of bank loan risk, thus complicating the loan process. Therefore, the valuation of intellectual property is a key link in the business of intellectual property pledge financing. Reasonable valuation can not only reduce the loan risk of financial institutions, promote the optimal allocation of funds, but also promote the application and transformation of innovative achievements of enterprises. And then promote the development of intellectual property power strategy. In this paper, the relevant literature review of intellectual property pledge evaluation is reviewed, and the research perspective is determined. Secondly, based on the nature of intellectual property pledge evaluation, this paper analyzes the basic elements affecting the value of intellectual property and their interaction with each other from the theoretical framework of intellectual property pledge evaluation. The key elements of the selection and application of the impact assessment method are extracted and analyzed, and it is concluded that the value of the pledge loan should be selected as the value type in the evaluation of intellectual property rights pledge. On the basis of discriminating the applicability of the three basic valuation methods of intellectual property rights, it is considered that the pledge coefficient method should be chosen as the evaluation method, which is more suitable for the purpose of evaluating the intellectual property mortgage loan and the value type of the pledge loan. At the same time, through the general mode of intellectual property pledge financing in China, this paper analyzes the risk influencing factors in the context of pledge. Based on the analysis of the types, methods and risk influencing factors of the evaluation value, the application of the pledge coefficient method in the valuation of intellectual property pledge is discussed through the case study of the intellectual property pledge loan in Fengle seed industry. Finally, the theoretical analysis and practical application of pledge coefficient method are summarized, and the limitations of this paper are put forward in order to improve the future research.
【學(xué)位授予單位】：蘭州財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F832.4

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