發(fā)布時(shí)間：2018-01-01 06:20

  本文關(guān)鍵詞：信保基金解決中小微企業(yè)融資難的路徑選擇　出處：《企業(yè)經(jīng)濟(jì)》2017年06期 　論文類(lèi)型：期刊論文

  更多相關(guān)文章： 信�；�金 產(chǎn)業(yè)鏈金融 中小微企業(yè) 融資難

【摘要】：當(dāng)前,產(chǎn)業(yè)轉(zhuǎn)型升級(jí)中急需解決中小微企業(yè)的融資難問(wèn)題。通過(guò)信用保證基金(以下簡(jiǎn)稱(chēng)信�；�金)的方式解決中小微企業(yè)融資難是一個(gè)新思路。目前,我國(guó)已形成了初步的信用保證體系,取得了一定成效,但仍存在問(wèn)題。因此,有必要將政府不同部門(mén)的扶持基金統(tǒng)一歸集,并在我國(guó)龍頭企業(yè)相對(duì)集聚較多的地區(qū)如長(zhǎng)三角、珠三角、環(huán)渤海灣、中部等地區(qū)擴(kuò)大產(chǎn)業(yè)鏈金融中的信�；�金試點(diǎn),建立中小微企業(yè)互保聯(lián)保圈,以緩解中小微企業(yè)融資難問(wèn)題,帶動(dòng)民營(yíng)經(jīng)濟(jì)轉(zhuǎn)型升級(jí),助推我國(guó)經(jīng)濟(jì)可持續(xù)發(fā)展。
[Abstract]:At present, there is an urgent need to solve the financing problem of small and medium-sized enterprises in the process of industrial transformation and upgrading. It is a new idea to solve the financing difficulties of small and medium-sized enterprises by means of credit guarantee fund (hereinafter referred to as credit guarantee fund). Our country has formed the preliminary credit guarantee system, has obtained the certain result, but still has the question. Therefore, it is necessary to unify the support funds of different government departments. And in China's leading enterprises relatively concentrated in areas such as the Yangtze River Delta, the Pearl River Delta, the Bohai Bay, Central China and other regions to expand the financial chain of the trust and insurance fund pilot, to establish small and medium-sized enterprises to protect each other UNPROFOR. In order to alleviate the financing difficulties of small and medium-sized enterprises, promote the transformation and upgrading of private economy, promote the sustainable development of China's economy.
【作者單位】： 浙江工業(yè)大學(xué)金融創(chuàng)新與可持續(xù)發(fā)展研究中心;
【基金】：國(guó)家社科基金項(xiàng)目“基于提升政府效能促進(jìn)經(jīng)濟(jì)轉(zhuǎn)型升級(jí)的長(zhǎng)三角產(chǎn)業(yè)鏈金融研究”(項(xiàng)目編號(hào):14BGL157)
【分類(lèi)號(hào)】：F276.3;F832.51
【正文快照】： 一、信保基金相關(guān)概述(一)信�；�金的定義信�；�金(credit guarantee fund)的建立是為緩解中小企業(yè)在融資借貸中存在的規(guī)模小、信用欠缺、抵押品不足等困境,并允諾商業(yè)銀行等金融機(jī)構(gòu)在借款企業(yè)到期無(wú)力償還時(shí),賠付其部分或全部的貸款額。信�；�金實(shí)質(zhì)是為抵押品提供一種優(yōu)秀，

本文編號(hào)：1363299