【摘要】：本文主要對瑞安資本集團(tuán)互聯(lián)網(wǎng)金融發(fā)展建設(shè)路徑進(jìn)行了分析與梳理,目標(biāo)是幫助瑞安資本集團(tuán)構(gòu)建互聯(lián)網(wǎng)金融建設(shè)發(fā)展模型,指導(dǎo)瑞安資本集團(tuán)進(jìn)一步推進(jìn)互聯(lián)網(wǎng)金融建設(shè),找到合理可行的發(fā)展方向,規(guī)避風(fēng)險(xiǎn)。目前國內(nèi)市場上很多小微金融機(jī)構(gòu)與瑞安資本集團(tuán)具有一定的共性,本文可以為同類型的小微金融機(jī)構(gòu)進(jìn)行互聯(lián)網(wǎng)金融建設(shè)提供一個(gè)參考模型。本文是對瑞安資本集團(tuán)互聯(lián)網(wǎng)金融建設(shè)的模型構(gòu)建研究,共分為六章。第一章緒論,闡述了本文的研究背景、研究目的和互聯(lián)網(wǎng)金融研究現(xiàn)狀。第二章簡介了互聯(lián)網(wǎng)金融的基礎(chǔ)概念和運(yùn)營模式。第三章簡介了瑞安資本集團(tuán)的互聯(lián)網(wǎng)金融建設(shè)現(xiàn)狀并提出集團(tuán)互聯(lián)網(wǎng)金融建設(shè)構(gòu)想,瑞安資本集團(tuán)的互聯(lián)網(wǎng)金融建設(shè)需要通過信息化建設(shè)和電子商務(wù)平臺建設(shè)來實(shí)現(xiàn)。第四章構(gòu)建了瑞安資本集團(tuán)信息化建設(shè)模型。第五章分析了瑞安資本集團(tuán)的電子商務(wù)平臺建設(shè)路徑,構(gòu)建了瑞安資本集團(tuán)P2P網(wǎng)貸平臺的建設(shè)模型。第六章結(jié)論,總結(jié)了瑞安資本集團(tuán)進(jìn)行信息化建設(shè)和電商平臺建設(shè)的意義和建設(shè)模型,并對瑞安資本集團(tuán)互聯(lián)網(wǎng)金融建設(shè)提出了改進(jìn)建議。本文在第二章和第三章采用了文獻(xiàn)研究法,對謝平的《互聯(lián)網(wǎng)金融手冊》、羅明雄的《互聯(lián)網(wǎng)金融》,《瑞安資本集團(tuán)2012-2017戰(zhàn)略發(fā)展規(guī)劃》進(jìn)行了文獻(xiàn)研究,并將文獻(xiàn)主要觀點(diǎn)進(jìn)行了總結(jié),論文引述了以上文獻(xiàn)成果,為作者詳細(xì)了解和展示瑞安資本集團(tuán)的互聯(lián)網(wǎng)金融建設(shè)全面打下了基礎(chǔ)。本文在第五章和第六章采用跨學(xué)科研究法,分別運(yùn)用了信息技術(shù)知識、互聯(lián)網(wǎng)金融理論、企業(yè)發(fā)展戰(zhàn)略方法等對瑞安資本集團(tuán)的互聯(lián)網(wǎng)金融建設(shè)進(jìn)行了分析,幫助作者詳細(xì)展示了瑞安資本集團(tuán)的互聯(lián)網(wǎng)金融全部面貌。本文在第六章采用案例研究法和對比研究法,比較了國內(nèi)P2P兩個(gè)典型案例拍拍貸和宜信的相同和不同之處,構(gòu)建瑞安資本集團(tuán)P2P網(wǎng)貸平臺建設(shè)模型,從而為瑞安資本集團(tuán)設(shè)計(jì)出O2O+本地?fù)?dān)保的新型P2P網(wǎng)貸模式。本文通過對瑞安資本集團(tuán)互聯(lián)網(wǎng)金融建設(shè)路徑的分類整理,與當(dāng)前的互聯(lián)網(wǎng)金融理論相結(jié)合,指出瑞安資本集團(tuán)建設(shè)互聯(lián)網(wǎng)金融的兩大路徑:建設(shè)企業(yè)信息化和建設(shè)P2P網(wǎng)貸平臺。文中幫助瑞安資本集團(tuán)構(gòu)建了企業(yè)信息化建設(shè)模型,指出建設(shè)客戶資源層、業(yè)務(wù)管理層、決策分析層、平臺支持層的四級信息系統(tǒng)管理架構(gòu)是瑞安資本集團(tuán)信息化建設(shè)的合理路徑。本文也對瑞安資本集團(tuán)電商平臺的建設(shè)進(jìn)行了分析,指明了P2P+O2O+本地?fù)?dān)保才是瑞安資本集團(tuán)電商平臺發(fā)展的最佳選擇。
[Abstract]:This paper mainly analyzes and combs the path of the development and construction of Internet finance of Ryan Capital Group. The aim is to help Ryan Capital Group to construct the development model of Internet finance construction and to guide Ryan Capital Group to further promote the construction of Internet finance. Find a reasonable and feasible direction of development to avoid risk. At present, many small and micro financial institutions in the domestic market have certain commonalities with Ryan Capital Group. This paper can provide a reference model for the construction of Internet finance of the same type of small and micro financial institutions. This paper is a study on the model construction of Ryan Capital Group's Internet finance construction, which is divided into six chapters. The first chapter introduces the background, purpose and current situation of internet finance research. The second chapter introduces the basic concept and operation mode of Internet finance. The third chapter briefly introduces the current situation of Internet financial construction of Ryan Capital Group and puts forward the conception of Internet Finance Construction of Ryan Capital Group. The construction of Internet Finance of Ryan Capital Group needs to be realized through information construction and e-commerce platform construction. Chapter four constructs the information construction model of Ryan Capital Group. The fifth chapter analyzes the construction path of RyanCapital Group's e-commerce platform, and constructs the model of RyanCapital Group P2P network loan platform. The sixth chapter summarizes the significance and model of Ryan Capital Group's informatization construction and e-commerce platform construction, and puts forward some suggestions to improve the Internet financial construction of Ryan Capital Group. In the second and third chapters, the literature research method is used to study Xie Ping's Internet Finance Manual, Luo Mingxiong's Internet Finance, and Ryan Capital Group's 2012-2017 Strategic Development Plan. The main viewpoints of the literature are summarized, and the above results are quoted in the paper, which lays the foundation for the author to understand and demonstrate the Internet finance construction of Ryan Capital Group in detail. In the fifth and sixth chapters, the author analyzes the Internet finance construction of Ryan Capital Group by using the knowledge of information technology, the theory of Internet finance and the method of enterprise development strategy, respectively. Help the author to detail the full face of Ryan Capital Group's Internet finance. In the sixth chapter, the author compares the similarities and differences between PPDAI and Yi Xin, two typical domestic P2P cases, and constructs a P2P network loan platform construction model of Ryan Capital Group. As a result, Ryan Capital Group designed a new P2P network loan model with O 2 O local guarantee. This paper combines the current theory of Internet finance with the classification and arrangement of the Internet finance construction path of Ryan Capital Group. It points out that Ryan Capital Group has two main ways to build Internet finance: building enterprise informatization and constructing P2P network loan platform. This paper helps Ryan Capital Group to build the enterprise information construction model, and points out the construction of customer resource layer, business management layer, decision analysis layer, The four-level information system management structure of platform support layer is the reasonable path of information construction of Ryan Capital Group. This paper also analyzes the construction of RyanCapital Group's e-commerce platform, and points out that P2P O2O local guarantee is the best choice for the development of RyanCapital Group's ecommerce platform.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F724.6;F832

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 張明哲;;互聯(lián)網(wǎng)金融的基本特征和應(yīng)用對策研究[J];創(chuàng)新;2014年02期

2 吳曉光;;論P(yáng)2P網(wǎng)絡(luò)借貸平臺的客戶權(quán)益保護(hù)[J];金融理論與實(shí)踐;2012年02期

3 劉峰;;淺論企業(yè)信息化建設(shè)的必然性[J];科技廣場;2011年02期

4 劉麗麗;;我國P2P網(wǎng)絡(luò)借貸的風(fēng)險(xiǎn)和監(jiān)管問題探討[J];征信;2013年11期

5 陳明昭;;互聯(lián)網(wǎng)金融的主要模式及對商業(yè)銀行發(fā)展的影響分析[J];經(jīng)濟(jì)研究導(dǎo)刊;2013年31期

6 鄒軼君;;信息化建設(shè)在企業(yè)管理中的實(shí)現(xiàn)及意義芻議[J];商場現(xiàn)代化;2010年05期

7 杜應(yīng)明;王遠(yuǎn)霞;;發(fā)達(dá)國家金融消費(fèi)者權(quán)益保護(hù)體系的經(jīng)驗(yàn)及啟示[J];市場周刊(理論研究);2013年01期

8 張慶;王越;;互聯(lián)網(wǎng)金融模式解析[J];企業(yè)管理;2014年03期

9 蔡鎏;;網(wǎng)絡(luò)金融:“攪局者”促金融大變革[J];投資北京;2013年08期

10 劉增;;信息化建設(shè)在企業(yè)管理中的實(shí)現(xiàn)及意義[J];中國新技術(shù)新產(chǎn)品;2009年22期

，

本文編號：2343694