發(fā)布時(shí)間：2018-12-06 11:29

【摘要】：隨著社會(huì)經(jīng)濟(jì)的發(fā)展，，我國已進(jìn)入了環(huán)境污染事故高發(fā)期。根據(jù)國家環(huán)保總局公布的資料，我國的河流、河段已有近1/4因污染而不能滿足灌溉用水要求，全國湖泊約有75%的水域受到顯著污染。據(jù)權(quán)威部門估算，我國每年由于環(huán)境污染造成的直接經(jīng)濟(jì)損失達(dá)1200億元。無獨(dú)有偶，華北霧霾，京津冀魯投入50億聯(lián)合治霾，河北是重災(zāi)區(qū)，污染前十名河北穩(wěn)定地占據(jù)7席，在此看來，治污刻不容緩。而環(huán)境責(zé)任保險(xiǎn)則給不堪重負(fù)的環(huán)境壓力帶來了希望，發(fā)展環(huán)境責(zé)任保險(xiǎn)能夠有效降低環(huán)境糾紛的交易成本，及時(shí)對(duì)受害人進(jìn)行賠付，從而有效維護(hù)公眾的環(huán)境權(quán)益。因此如何推廣環(huán)境責(zé)任保險(xiǎn)并且在全省甚至全國范圍內(nèi)廣泛而有效的實(shí)施變得非常急切。 本文首先從保險(xiǎn)學(xué)基本理論角度對(duì)環(huán)境責(zé)任保險(xiǎn)的內(nèi)涵、特征等方面進(jìn)行了介紹，接下來分析了環(huán)境責(zé)任保險(xiǎn)發(fā)展的作用，還從發(fā)展環(huán)境責(zé)任保險(xiǎn)的必要性和可行性中詳細(xì)闡述，并從以上各方面分析了發(fā)展我國環(huán)境責(zé)任保險(xiǎn)的優(yōu)勢(shì)環(huán)境。然后主要是對(duì)國內(nèi)環(huán)境責(zé)任保險(xiǎn)以及國外環(huán)境責(zé)任保險(xiǎn)的發(fā)展歷程進(jìn)行了詳細(xì)的介紹，從中借鑒并總結(jié)啟示，為河北省環(huán)境責(zé)任保險(xiǎn)的發(fā)展方向做出正確的指引。對(duì)河北省環(huán)境責(zé)任保險(xiǎn)的內(nèi)外部、評(píng)定條件、地域條件等各方面的影響因素進(jìn)行分析，并找到河北省環(huán)境責(zé)任保險(xiǎn)發(fā)展中遇到的具體問題。最后，基于河北省環(huán)境責(zé)任保險(xiǎn)的現(xiàn)狀提出發(fā)展河北省環(huán)境責(zé)任保險(xiǎn)的具體對(duì)策：完善法律體系、加強(qiáng)政策支持、加強(qiáng)宣傳力度、擴(kuò)大市場(chǎng)需求范圍以及調(diào)整保險(xiǎn)公司投保環(huán)節(jié)等。通過本文對(duì)環(huán)境責(zé)任保險(xiǎn)的研究和探索，以期能夠?yàn)楹颖笔…h(huán)境責(zé)任保險(xiǎn)市場(chǎng)的進(jìn)一步發(fā)展做出貢獻(xiàn)。
[Abstract]:With the development of social economy, China has entered a period of high incidence of environmental pollution accidents. According to the data released by the State Environmental Protection Administration, nearly a quarter of the rivers and reaches of our country cannot meet the requirement of irrigation water because of pollution. About 75% of the lakes in China are polluted significantly. According to the estimate of authoritative department, the direct economic loss caused by environmental pollution in our country is 120 billion yuan each year. Coincidentally, North China haze, Beijing-Tianjin-Hebei and Shandong invested 5 billion in the combined treatment of haze. Hebei is a serious disaster area, and the top 10 polluters in Hebei occupy 7 seats stably, so it is urgent to deal with pollution. The environmental liability insurance brings hope to the unbearable environmental pressure. The development of environmental liability insurance can effectively reduce the transaction costs of environmental disputes and pay compensation to the victims in time so as to effectively protect the environmental rights and interests of the public. Therefore, how to popularize the environmental liability insurance and implement it widely and effectively in the whole province and even the whole country becomes very urgent. This paper first introduces the connotation and characteristics of environmental liability insurance from the basic theory of insurance, and then analyzes the role of the development of environmental liability insurance. It also expounds the necessity and feasibility of developing environmental liability insurance in detail, and analyzes the superior environment of developing environmental liability insurance in China from the above aspects. Then it introduces the development course of domestic environmental liability insurance and foreign environmental liability insurance in detail, draws lessons from it and sums up the inspiration, and makes a correct guide for the development direction of Hebei Province environmental liability insurance. This paper analyzes the influencing factors of environmental liability insurance in Hebei Province, such as internal and external factors, evaluation conditions and regional conditions, and finds out the specific problems encountered in the development of environmental liability insurance in Hebei Province. Finally, based on the current situation of environmental liability insurance in Hebei Province, the author puts forward some specific countermeasures for the development of environmental liability insurance in Hebei Province: perfecting the legal system, strengthening policy support, and strengthening publicity. Expand the scope of market demand and adjust insurance company insurance links and so on. Through the research and exploration of environmental liability insurance in this paper, we hope to contribute to the further development of environmental liability insurance market in Hebei Province.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.69

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本文編號(hào)：2365958