發(fā)布時(shí)間：2018-09-08 06:46

【摘要】：正車輛全險(xiǎn)不意味著全賠有消費(fèi)者反映,車輛在路上行駛時(shí)被飛來(lái)的石頭砸壞了車窗玻璃,向保險(xiǎn)公司申請(qǐng)理賠時(shí),卻被告知未投保相應(yīng)附加險(xiǎn)種而遭到拒賠。消費(fèi)者認(rèn)為自己買車時(shí)明明投保了全險(xiǎn),但是并不能保障全部的風(fēng)險(xiǎn),對(duì)此提出了質(zhì)疑。保險(xiǎn)公司給的解釋是:車窗被飛石砸壞,需要附加投保玻璃破碎險(xiǎn)才能得到相應(yīng)賠付。在生活中,因車主不了解車險(xiǎn)而引發(fā)的糾紛著實(shí)不少。據(jù)介紹,車輛基本險(xiǎn)包括車輛損失險(xiǎn)、商業(yè)第三者責(zé)任險(xiǎn)、全車盜搶險(xiǎn)和車上人員責(zé)任險(xiǎn)共四個(gè)獨(dú)立的險(xiǎn)種。投保人可以選擇投保其中部分
[Abstract]:The full vehicle insurance does not mean that there is a consumer response to the full loss. When the vehicle is driven on the road by flying stones that break the windows of the vehicle and apply to the insurance company for settlement of the claim, it is told that it has not been insured for the corresponding additional type of insurance and has been refused compensation. Consumers doubt that they are insured against all risks when they buy a car. The insurance company explained that windows were broken by flying stones, and that additional coverage of glass breakage was required in order to be paid accordingly. In life, because car owners do not understand the car insurance caused by the dispute is a lot. According to introduction, the basic vehicle insurance includes vehicle loss insurance, commercial third party liability insurance, the whole car theft and personnel liability insurance a total of four independent types. The insured may choose to insure some of them
【分類號(hào)】：F842.63

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