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廣州市新生代農(nóng)民工社會(huì)保險(xiǎn)問題研究

發(fā)布時(shí)間:2018-08-31 15:31
【摘要】:農(nóng)民工是我國(guó)城鎮(zhèn)化進(jìn)程中產(chǎn)生的特殊群體,他們?yōu)槲覈?guó)城鎮(zhèn)化建設(shè)做出了巨大的貢獻(xiàn),新生代農(nóng)民工已經(jīng)逐步取代第一代農(nóng)民工成為農(nóng)民工群體的主要構(gòu)成部分,新生代農(nóng)民工較第一代農(nóng)民工特點(diǎn)突出優(yōu)勢(shì)明顯。由于戶籍制度的存在及在傳統(tǒng)的城鄉(xiāng)二元經(jīng)濟(jì)社會(huì)結(jié)構(gòu)的主導(dǎo)下,新生代農(nóng)民工依然是勞動(dòng)力市場(chǎng)上的弱勢(shì)群體和生活在城市社會(huì)的邊緣人。社會(huì)保險(xiǎn)作為社會(huì)收入二次分配的調(diào)節(jié)器,是幫助農(nóng)民工規(guī)避生活風(fēng)險(xiǎn)的有效措施。 當(dāng)前社會(huì)保險(xiǎn)制度結(jié)構(gòu)存在城鄉(xiāng)二元化的差異,以廣州市為例,新生代農(nóng)民工或是以城鎮(zhèn)職工身份被納入城鎮(zhèn)職工社會(huì)保險(xiǎn)制度、或是以農(nóng)民身份納入新型農(nóng)村社會(huì)保險(xiǎn)制度。一刀切的二元化的社會(huì)保險(xiǎn)制度不適應(yīng)新生代農(nóng)民工期待長(zhǎng)期留在城市工作和生活的市民化的現(xiàn)實(shí)需求。亟需根據(jù)新生代農(nóng)民工的實(shí)際情況完善社會(huì)保險(xiǎn)制度,采取分類分層的保障模式,短期保障與長(zhǎng)期保障相結(jié)合,優(yōu)先解決新生代農(nóng)民工突出的、現(xiàn)實(shí)的問題并最終實(shí)現(xiàn)漸進(jìn)式過渡。 本文以廣州市作為個(gè)案,以社會(huì)保險(xiǎn)理論和馬斯洛需求層次等管理學(xué)相關(guān)理論為依托,運(yùn)用比較分析、系統(tǒng)分析、實(shí)證分析及文獻(xiàn)研究的研究方法,首先分析新生代農(nóng)民工的自身特點(diǎn),對(duì)新生代農(nóng)民工的歸屬性、參保意愿及影響因素等問題做了深入分析,并結(jié)合新生代農(nóng)民工參加養(yǎng)老保險(xiǎn)、醫(yī)療保險(xiǎn)、工傷保險(xiǎn)、失業(yè)保險(xiǎn)和生育保險(xiǎn)的現(xiàn)狀,提出根據(jù)新生代農(nóng)民工工資收入不穩(wěn)定、經(jīng)濟(jì)承受能力較低的實(shí)際情況,通過比較各地農(nóng)民工保險(xiǎn)模式,實(shí)行低標(biāo)準(zhǔn)進(jìn)入,漸進(jìn)式過渡,采取提供多方位、分層次的新生代農(nóng)民工社會(huì)保險(xiǎn)模式,并根據(jù)實(shí)際情況提出建立和完善廣州市新生代農(nóng)民工社會(huì)保險(xiǎn)制度。
[Abstract]:Migrant workers are special groups in the process of urbanization in China. They have made great contributions to the construction of urbanization in China. The new generation of migrant workers has gradually replaced the first generation of migrant workers as the main component of migrant workers. The new generation of migrant workers than the first generation of migrant workers features prominent advantages. Due to the existence of the household registration system and the traditional urban-rural dual economic and social structure, the new generation of migrant workers are still the weak groups in the labor market and the marginal people living in the urban society. As the adjuster of the secondary distribution of social income, social insurance is an effective measure to help migrant workers avoid life risks. At present, there is a difference between urban and rural areas in the structure of social insurance system. Taking Guangzhou as an example, the new generation of migrant workers have been brought into the social insurance system of urban workers either as urban workers or as farmers into the new rural social insurance system. The one-size-fits-all dual social insurance system does not meet the realistic needs of the new generation of migrant workers who expect to stay in the city for a long time to work and live. It is urgent to perfect the social insurance system according to the actual situation of the new generation of migrant workers, adopt the security model of classification and stratification, combine short-term security with long-term security, and give priority to solving the outstanding problems of the new generation of migrant workers. The reality of the problem and the ultimate realization of the gradual transition. Based on the social insurance theory and Maslow hierarchy of demand management theory, this paper takes Guangzhou as a case study, using comparative analysis, systematic analysis, empirical analysis and literature research methods. First of all, it analyzes the characteristics of the new generation of migrant workers, analyzes the attributes of the new generation of migrant workers, the willingness to participate in insurance and other factors, and combined with the new generation of migrant workers to participate in old-age insurance, medical insurance, industrial injury insurance. According to the current situation of unemployment insurance and maternity insurance, this paper puts forward that according to the actual situation that the wage income of the new generation of migrant workers is unstable and their economic affordability is low, by comparing the insurance modes of migrant workers in various places, they should carry out low standard entry and gradual transition. The social insurance system of the new generation migrant workers in Guangzhou should be established and perfected according to the actual situation.
【學(xué)位授予單位】:華南理工大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F323.6;F842.61

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