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我國(guó)保險(xiǎn)行業(yè)協(xié)會(huì)問(wèn)責(zé)問(wèn)題研究

發(fā)布時(shí)間:2018-05-26 04:34

  本文選題:非營(yíng)利組織 + 保險(xiǎn)行業(yè)協(xié)會(huì)。 參考:《北京郵電大學(xué)》2017年碩士論文


【摘要】:保險(xiǎn)行業(yè)是國(guó)家金融行業(yè)的重要支柱、在鞏固執(zhí)政基礎(chǔ)、參與社會(huì)治理、分散社會(huì)風(fēng)險(xiǎn)、解決社會(huì)矛盾、緩解政府壓力、保障社會(huì)安定等方面發(fā)揮了越來(lái)越重要的作用。隨著我國(guó)社會(huì)主義市場(chǎng)經(jīng)濟(jì)體制的日臻完善,政府改革的日趨深化,保險(xiǎn)行業(yè)協(xié)會(huì)承擔(dān)了政府和市場(chǎng)不愿或不能提供的部分服務(wù),在推進(jìn)保險(xiǎn)行業(yè)持續(xù)快速健康發(fā)展、構(gòu)建公平合理的市場(chǎng)經(jīng)營(yíng)秩序、維護(hù)會(huì)員單位正當(dāng)利益、保護(hù)保險(xiǎn)消費(fèi)者合法權(quán)益、推進(jìn)保險(xiǎn)行業(yè)體制變革和制度創(chuàng)新等方面的作用將會(huì)越來(lái)越突出。目前,國(guó)內(nèi)外理論界普遍認(rèn)為非營(yíng)利組織在公共治理中的角色日益重要,其吸納資金支持的能力逐步增強(qiáng),其踐行使命的期望越來(lái)越高、其問(wèn)責(zé)的呼聲越來(lái)越強(qiáng)。問(wèn)責(zé)成為非營(yíng)利組織公信力提升的有效途徑。我國(guó)保險(xiǎn)行業(yè)協(xié)會(huì)屬于非營(yíng)利組織,和我國(guó)的現(xiàn)有其他非營(yíng)利組織類(lèi)似,存在著問(wèn)責(zé)主體沒(méi)有充分行使問(wèn)責(zé)權(quán)利、問(wèn)責(zé)客體與責(zé)任承擔(dān)者模糊混淆、問(wèn)責(zé)內(nèi)容實(shí)然和應(yīng)然狀態(tài)差距較大、問(wèn)責(zé)程序無(wú)法彰顯公平正義的價(jià)值等諸多問(wèn)題,原因在于問(wèn)責(zé)文化相對(duì)落后、問(wèn)責(zé)法律制度缺失、問(wèn)責(zé)執(zhí)行力度不強(qiáng),阻礙了其“自律、維權(quán)、服務(wù)、交流、宣傳”職能的發(fā)揮。為此,保險(xiǎn)行業(yè)協(xié)會(huì)要實(shí)現(xiàn)問(wèn)責(zé)法制化、推進(jìn)問(wèn)責(zé)機(jī)制建設(shè),完善內(nèi)部治理、增強(qiáng)自我問(wèn)責(zé)能力,平衡利益相關(guān)者、提升外部問(wèn)責(zé)水平。完善保險(xiǎn)行業(yè)協(xié)會(huì)問(wèn)責(zé)有利于進(jìn)一步提升協(xié)會(huì)活力、增強(qiáng)協(xié)會(huì)公信力,推進(jìn)中國(guó)保險(xiǎn)事業(yè)持續(xù)快速健康發(fā)展。
[Abstract]:The insurance industry is an important pillar of the national financial industry, which plays an increasingly important role in consolidating the ruling foundation, participating in social governance, dispersing social risks, resolving social contradictions, alleviating government pressure, and ensuring social stability. With the improvement of our socialist market economy system and the deepening of government reform, insurance industry associations have undertaken some services that the government and the market are unwilling or unable to provide, and are promoting the sustained, rapid and healthy development of the insurance industry. The functions of constructing fair and reasonable market management order, safeguarding the legitimate interests of member units, protecting the legitimate rights and interests of insurance consumers, promoting the reform of the insurance industry system and system innovation will be more and more prominent. At present, the theorists at home and abroad generally think that the role of non-profit organizations in public governance is becoming increasingly important, its ability to absorb capital support is gradually enhanced, its expectations of carrying out its mission are higher and higher, and its voice of accountability is becoming stronger and stronger. Accountability has become an effective way to enhance the credibility of non-profit organizations. The insurance industry association of our country belongs to the non-profit organization, and similar to other non-profit organizations in our country, there exists the accountability subject who does not fully exercise the right of accountability, and the object of accountability is confused with the duty bearers. There is a big gap between the content of accountability and due state, and the process of accountability can not reveal the value of fairness and justice. The reason is that the culture of accountability is relatively backward, the legal system of accountability is missing, and the enforcement of accountability is not strong, which hinders its "self-discipline". Rights protection, service, communication, propaganda "function play." Therefore, insurance industry associations should realize accountability legalization, promote the construction of accountability mechanism, improve internal governance, enhance self-accountability ability, balance stakeholders and enhance external accountability level. Improving the accountability of insurance industry associations is conducive to further enhancing its vitality, enhancing its credibility and promoting the sustained, rapid and healthy development of China's insurance industry.
【學(xué)位授予單位】:北京郵電大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類(lèi)號(hào)】:F842

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