【摘要】：知識經(jīng)濟時代以來,知識產(chǎn)權(quán)的運用和保護程度成為衡量一個國家競爭力的重要指標,也關(guān)乎到一個企業(yè)市場競爭力的大小強弱。一方面,知識產(chǎn)權(quán)由于本身蘊含的巨大商業(yè)利益,可復(fù)制性強的特征,因而容易成為被侵犯的對象,加大了知識產(chǎn)權(quán)的保護難度。另一方面,我國中小企業(yè)屢次遭受“337調(diào)查”,多次被以美國企業(yè)為代表的國外企業(yè)提起侵犯其知識產(chǎn)權(quán)訴訟。中小企業(yè)由于財力有限,在面對巨額的訴訟費用和高額賠償,難以正當維權(quán),往往不得不選擇妥協(xié)退出國際市場,給我國經(jīng)濟帶來嚴重打擊。而我國現(xiàn)有對知識產(chǎn)權(quán)救濟方式基本都是事后補救,并不能分散風(fēng)險,減少損失,這樣既損害企業(yè)利益,又浪費大量人力物力。為了維護知識產(chǎn)權(quán)權(quán)利人的合法權(quán)利,分散知識產(chǎn)權(quán)權(quán)利相對人的侵權(quán)風(fēng)險,歐美國家在上世紀八十年代推出了知識產(chǎn)權(quán)保險。由于我國廣大中小企業(yè)有分散風(fēng)險的需求,且存在一系列構(gòu)建知識產(chǎn)權(quán)保險制度的有利條件,因此構(gòu)建適合我國國情的知識產(chǎn)權(quán)保險制度成為一個重要研究課題。 第一章闡述了知識產(chǎn)權(quán)的基本理論。首先介紹了知識產(chǎn)權(quán)保險的基本分類：一類是知識產(chǎn)權(quán)執(zhí)行保險與知識產(chǎn)權(quán)侵權(quán)責(zé)任險,另一類是強制性知識產(chǎn)權(quán)保險與自愿性知識產(chǎn)權(quán)保險。其次闡述了知識產(chǎn)權(quán)保險的基本原理。再次比較了知識產(chǎn)權(quán)保險與有形財產(chǎn)保險的特征差異。最后介紹了知識產(chǎn)權(quán)保險保險的基本功能和作用。 第二章以國外關(guān)于知識產(chǎn)權(quán)保險構(gòu)建為視角,比較分析了國外知識產(chǎn)權(quán)保險立法的情況和應(yīng)當克服的不足：美國的知識產(chǎn)權(quán)保險制度,包括知識產(chǎn)權(quán)執(zhí)行保險和知識產(chǎn)權(quán)侵權(quán)保險；德國知識產(chǎn)權(quán)保險制度：包括知識產(chǎn)權(quán)執(zhí)行保險、知識產(chǎn)權(quán)侵權(quán)保險、訴訟費用保險；英國知識產(chǎn)權(quán)保險制度,包括應(yīng)訴保險和追訴保險；歐盟知識產(chǎn)權(quán)保險制度,包括專利訴訟保險計劃和專利訴訟和互保制度；日本知識產(chǎn)權(quán)保險制度,包括知識產(chǎn)權(quán)訴訟費用保險和知識產(chǎn)權(quán)許可費用保險。最后盤點了發(fā)達國家知識產(chǎn)權(quán)保險制度存在的諸如知識產(chǎn)權(quán)保險易被濫用、保費偏高、大企業(yè)拖延訴訟的弊端,指出應(yīng)擴大理賠范圍,充實保險市場以降低保費,并建立配套的仲裁調(diào)解制度防止大企業(yè)拖延訴訟。 第三章首先論證了我國構(gòu)建知識產(chǎn)權(quán)保險制度的必要性：侵權(quán)案件劇增,訴訟成本高昂；保護機制缺失,利益亟待維護；創(chuàng)新保險制度,有效分攤風(fēng)險；有效推進知識產(chǎn)權(quán)制度發(fā)展。其次論證了我國構(gòu)建知識產(chǎn)權(quán)保險制度的可行性：符合我國保險法的立法宗旨為其提供了實現(xiàn)目標；具備制度建立現(xiàn)實基礎(chǔ)；符合世界貿(mào)易組織體系的現(xiàn)實要求；我國構(gòu)建知識產(chǎn)權(quán)保險制度的法律依據(jù)；已有的知識產(chǎn)權(quán)保險實踐為其創(chuàng)造了條件。 第四章提出了構(gòu)建我國知識產(chǎn)權(quán)保險制度的設(shè)想。首先談到了我國構(gòu)建知識產(chǎn)權(quán)保險制度的障礙及破除,其次論述了我國知識產(chǎn)權(quán)保險制度的立法價值取向、基本原則和立法模式。接著闡述了我國知識產(chǎn)權(quán)保險保險制度的基本內(nèi)容：主張初期采用由政府扶持設(shè)立的半政策性質(zhì)的保險模式,待我國知識產(chǎn)權(quán)保險制度成熟之后,則應(yīng)與國際接軌采用商業(yè)模式。構(gòu)建起以專利侵權(quán)責(zé)任險、專利執(zhí)行保險、媒體侵權(quán)責(zé)任險、知識產(chǎn)權(quán)訴訟費用保險、知識產(chǎn)權(quán)許可費用保險、知識產(chǎn)權(quán)訴訟代理費用保險的知識產(chǎn)權(quán)保險體系,為我國企業(yè)提供全方位的服務(wù)與保護。遵循境內(nèi)投保原則,合理設(shè)計保費,區(qū)分保險險種和技術(shù)領(lǐng)域來厘定保費。分別設(shè)置最低起賠限額和最高賠償限額,細化規(guī)定知識產(chǎn)權(quán)保險當事人的權(quán)利義務(wù)。最后為完善我國知識產(chǎn)權(quán)保險制度提出了一些立法建議。
[Abstract]:Since the era of knowledge economy, the use and protection of intellectual property has become an important index to measure the competitiveness of a country, and it is also related to the strength and weakness of the competitiveness of an enterprise. On the one hand, intellectual property can be easily duplicated as a result of its huge commercial interests. On the other hand, small and medium enterprises in China have repeatedly been subjected to the "337 investigation", and many times have been violated their intellectual property litigation with the foreign enterprises represented by the American enterprises. Small and medium enterprises often have to choose to compromise and exit due to the limited financial resources and a huge amount of litigation and high compensation. The international market has brought a serious blow to our country's economy. However, the existing remedy for intellectual property rights in our country is basically remedied after the event, which can not disperse the risks and reduce the loss, which is not only damaging the interests of the enterprises, but also wasting a lot of human and material resources. In order to safeguard the right of the right holders of intellectual property rights, the infringement wind of the relative persons of intellectual property rights is dispersed. The European and American countries launched the intellectual property insurance in the 80s of last century. Because the large and medium sized enterprises in our country have the demand of dispersing risk, and there are a series of favorable conditions for the construction of intellectual property insurance system, it is an important research topic to construct the intellectual property insurance system suitable for the national conditions of our country.
The first chapter expounds the basic theory of intellectual property rights. First, the basic classification of intellectual property insurance is introduced: one is the implementation of insurance and intellectual property right infringement liability insurance, the other is compulsory intellectual property insurance and voluntary intellectual property insurance. Secondly, the basic principles of intellectual property insurance are expounded. The difference between intellectual property insurance and tangible property insurance is introduced. Finally, the basic functions and functions of intellectual property insurance insurance are introduced.
The second chapter, from the perspective of the construction of intellectual property insurance in foreign countries, compares and analyzes the situation of foreign intellectual property insurance legislation and the shortcomings that should be overcome: the American intellectual property insurance system, including intellectual property enforcement insurance and intellectual property rights infringement insurance, and the German intellectual property insurance system, including intellectual property enforcement insurance, Intellectual property infringement insurance, litigation cost insurance; British intellectual property insurance system, including response insurance and prosecution insurance; EU intellectual property insurance system, including patent litigation insurance scheme and patent litigation and mutual insurance system; Japanese intellectual property insurance system, including intellectual property litigation cost insurance and intellectual property licensing fees In the end, it points out the drawbacks of the intellectual property insurance system in developed countries, such as the abuse of intellectual property insurance, the high premium and the delay in the litigation. It is pointed out that the scope of claims should be expanded, the insurance market should be enriched to reduce the premium, and a matching arbitration mediation system should be established to prevent large enterprises from procrastination.
The third chapter first demonstrates the necessity of constructing the intellectual property insurance system in our country: the sharp increase in the infringement cases, the high cost of litigation, the lack of protection mechanism, the urgent maintenance of the interests, the innovation of the insurance system, the effective allocation of risk and the development of the intellectual property system. Secondly, the feasibility of the construction of the intellectual property insurance system in China is demonstrated. According to the legislative purpose of China's Insurance Law, it provides the realization goal, the establishment of the realistic foundation of the system, the realistic requirements of the world trade organization system, the legal basis for the construction of the intellectual property insurance system in our country, and the conditions of the existing practice of intellectual property insurance.
The fourth chapter puts forward the idea of constructing our country's intellectual property insurance system. First, it talks about the obstacles and break up of China's intellectual property insurance system. Secondly, it discusses the legislative value orientation, basic principles and legislative modes of China's intellectual property insurance system, and then expounds the basic contents of China's intellectual property insurance system. It is advocated to adopt the insurance model of the semi policy nature set up by the government in the early stage. After the intellectual property insurance system of our country is ripe, the business model should be adopted in line with the international system. The intellectual property insurance system of property rights litigation agency cost insurance provides a full range of service and protection for Chinese enterprises. According to the principle of domestic insurance, the insurance premium is designed reasonably, the insurance premium is distinguished and the insurance premium is distinguished. The minimum compensation limit and maximum compensation limit are set up respectively, and the parties to the insurance of intellectual property insurance are refined. Finally, it puts forward some legislative proposals for improving the intellectual property insurance system in China.
【學(xué)位授予單位】：西南財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：D922.284;D923.4

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