鶴山農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)發(fā)展及完善對(duì)策研究
發(fā)布時(shí)間：2018-11-03 16:11
【摘要】：農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度是指為了保障農(nóng)村勞動(dòng)者年老時(shí)的基本生活，由政府主管部門(mén)負(fù)責(zé)組織和管理，農(nóng)村經(jīng)濟(jì)組織、集體事業(yè)單位和各行業(yè)勞動(dòng)者共同承擔(dān)養(yǎng)老保險(xiǎn)費(fèi)繳納義務(wù)，勞動(dòng)者在年老時(shí)按照養(yǎng)老保險(xiǎn)費(fèi)繳納狀況享受基本養(yǎng)老保險(xiǎn)待遇的農(nóng)村社會(huì)保障制度。農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)作為向廣大農(nóng)民提供的公共產(chǎn)品，包含了政治屬性和社會(huì)屬性。這兩種基本屬性既可以以單獨(dú)一種屬性形式存在并影響和放大社會(huì)養(yǎng)老保險(xiǎn)制度效應(yīng)，也可以?xún)煞N屬性并存且互為作用并在一定時(shí)期社會(huì)政治經(jīng)濟(jì)領(lǐng)域的深層次矛盾演繹變化過(guò)程中，決定和制約農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的發(fā)展。 我國(guó)新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度建立是我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度發(fā)展上的重大突破，是廣大人民群眾期盼已久的一項(xiàng)民心工程，與“老農(nóng)�！毕啾染哂兄T多的優(yōu)勢(shì)和特點(diǎn)，主要表現(xiàn)為參保對(duì)象的廣泛性、籌資結(jié)構(gòu)的靈活性、制度模式的創(chuàng)新性、基金管理的規(guī)范性等方面。我國(guó)新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的推進(jìn)與實(shí)施，為農(nóng)村經(jīng)濟(jì)社會(huì)全面發(fā)展和農(nóng)村老年人口的養(yǎng)老提供了重要的解決模式，并產(chǎn)生了重要的社會(huì)效益，主要體現(xiàn)為�；�、廣覆蓋，從根本上解決了農(nóng)村人口的養(yǎng)老問(wèn)題；保急需、促公平，促進(jìn)了農(nóng)村經(jīng)濟(jì)社會(huì)的全面均衡發(fā)展；正視差別，因地制宜，確保了新農(nóng)保制度的可持續(xù)發(fā)展等方面。鶴山市60歲以上老年人口每年約以3%的速度遞增，至2013年60歲以上的老年人口達(dá)5.6萬(wàn)人，占全市戶(hù)籍人口的15.2%。本文將以鶴山市為例子，從鶴山市農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的發(fā)展歷程，分析其中存在的問(wèn)題和不足，主要表現(xiàn)為農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的服務(wù)設(shè)施不夠完善，以家庭養(yǎng)老為主要方式的傳統(tǒng)養(yǎng)老模式的供給能力弱化，政府和集體投入不足以及農(nóng)村保障水平低等方面。在新時(shí)期，在構(gòu)建和諧社會(huì)的背景下，建立健全鶴山市新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)體系的總體目標(biāo)應(yīng)當(dāng)以中共十七大提出的科學(xué)發(fā)展觀(guān)和以人為本的執(zhí)政理念為指導(dǎo)，逐步建立起政府明確責(zé)任，以體現(xiàn)個(gè)人責(zé)任的社會(huì)保險(xiǎn)為基礎(chǔ)，社會(huì)各界廣泛參與，運(yùn)轉(zhuǎn)協(xié)調(diào)，資金落實(shí)，管理規(guī)范，，網(wǎng)絡(luò)健全，與經(jīng)濟(jì)發(fā)展水平相適應(yīng)的農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的統(tǒng)一模式，切實(shí)保障廣大農(nóng)村人口的基本養(yǎng)老權(quán)益，促進(jìn)農(nóng)村社會(huì)穩(wěn)定和經(jīng)濟(jì)社會(huì)的和諧發(fā)展，并最終實(shí)現(xiàn)與城市基本養(yǎng)老保險(xiǎn)制度接軌，完成城鄉(xiāng)一體的養(yǎng)老保險(xiǎn)制度的終極目標(biāo)。
[Abstract]:The rural social old-age insurance system refers to the rural economic organization, which is organized and managed by the competent government departments in order to protect the basic life of rural workers in old age. Collective institution and every profession laborer undertake endowment insurance premium to pay obligation jointly, laborer is in old age according to endowment insurance premium pay condition enjoys basic endowment insurance treatment rural social security system. Rural social endowment insurance, as a public product provided to farmers, includes political and social attributes. These two basic attributes can exist in a single form and influence and amplify the effects of social endowment insurance system. It is also possible for the two attributes to coexist and act on each other and to determine and restrict the development of the rural social endowment insurance system in the process of profound contradiction deduction and change in the field of social politics and economy in a certain period of time. The establishment of the new rural social endowment insurance system in our country is a major breakthrough in the development of the rural social endowment insurance system in our country. It is a popular project that the broad masses have been expecting for a long time. It has many advantages and characteristics compared with the "old peasant insurance". It mainly shows the universality of the insured object, the flexibility of the financing structure, the innovation of the system model, the standardization of the fund management and so on. The promotion and implementation of the new rural social endowment insurance system in China has provided an important solution for the overall development of rural economy and society and the old-age pension of the rural elderly population, and has produced important social benefits, mainly reflected in the basic protection. Wide coverage, fundamentally solve the problem of rural population pension; It is urgent to protect, promote equity, promote the balanced development of rural economy and society, face up to the difference, adapt measures to local conditions, and ensure the sustainable development of the new rural insurance system. The elderly population over 60 in Heshan is increasing at an annual rate of about 3 percent. By 2013, the number of elderly over 60 years old has reached 56000, accounting for 15.2 percent of the city's household registration population. This article will take Heshan as an example, from the development course of rural social endowment insurance in Heshan city, analyzes the existing problems and shortcomings, mainly shows that the service facilities of rural social endowment insurance are not perfect enough. The supply capacity of the traditional old-age care model with family pension as the main way is weakened, the government and collective investment is insufficient, and the level of rural security is low. In the new period, under the background of building a harmonious society, the overall goal of establishing and perfecting the new rural social endowment insurance system in Heshan should be guided by the scientific development concept and the governing idea of people-oriented put forward by the 17th National Congress of the Communist Party of China. Gradually establishing a clear responsibility of the government, based on social insurance that embodies individual responsibility, with extensive participation of all sectors of society, coordination of operations, implementation of funds, standardization of management, and sound network, The unified mode of the rural social endowment insurance system, which is compatible with the level of economic development, effectively protects the basic pension rights and interests of the rural population, and promotes the stability of the rural society and the harmonious development of the economic society. And finally realize the basic old-age insurance system in line with the urban and rural areas to complete the ultimate goal of pension insurance system.
【學(xué)位授予單位】：華南理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.67;F323.89
本文編號(hào)：2308282
[Abstract]:The rural social old-age insurance system refers to the rural economic organization, which is organized and managed by the competent government departments in order to protect the basic life of rural workers in old age. Collective institution and every profession laborer undertake endowment insurance premium to pay obligation jointly, laborer is in old age according to endowment insurance premium pay condition enjoys basic endowment insurance treatment rural social security system. Rural social endowment insurance, as a public product provided to farmers, includes political and social attributes. These two basic attributes can exist in a single form and influence and amplify the effects of social endowment insurance system. It is also possible for the two attributes to coexist and act on each other and to determine and restrict the development of the rural social endowment insurance system in the process of profound contradiction deduction and change in the field of social politics and economy in a certain period of time. The establishment of the new rural social endowment insurance system in our country is a major breakthrough in the development of the rural social endowment insurance system in our country. It is a popular project that the broad masses have been expecting for a long time. It has many advantages and characteristics compared with the "old peasant insurance". It mainly shows the universality of the insured object, the flexibility of the financing structure, the innovation of the system model, the standardization of the fund management and so on. The promotion and implementation of the new rural social endowment insurance system in China has provided an important solution for the overall development of rural economy and society and the old-age pension of the rural elderly population, and has produced important social benefits, mainly reflected in the basic protection. Wide coverage, fundamentally solve the problem of rural population pension; It is urgent to protect, promote equity, promote the balanced development of rural economy and society, face up to the difference, adapt measures to local conditions, and ensure the sustainable development of the new rural insurance system. The elderly population over 60 in Heshan is increasing at an annual rate of about 3 percent. By 2013, the number of elderly over 60 years old has reached 56000, accounting for 15.2 percent of the city's household registration population. This article will take Heshan as an example, from the development course of rural social endowment insurance in Heshan city, analyzes the existing problems and shortcomings, mainly shows that the service facilities of rural social endowment insurance are not perfect enough. The supply capacity of the traditional old-age care model with family pension as the main way is weakened, the government and collective investment is insufficient, and the level of rural security is low. In the new period, under the background of building a harmonious society, the overall goal of establishing and perfecting the new rural social endowment insurance system in Heshan should be guided by the scientific development concept and the governing idea of people-oriented put forward by the 17th National Congress of the Communist Party of China. Gradually establishing a clear responsibility of the government, based on social insurance that embodies individual responsibility, with extensive participation of all sectors of society, coordination of operations, implementation of funds, standardization of management, and sound network, The unified mode of the rural social endowment insurance system, which is compatible with the level of economic development, effectively protects the basic pension rights and interests of the rural population, and promotes the stability of the rural society and the harmonious development of the economic society. And finally realize the basic old-age insurance system in line with the urban and rural areas to complete the ultimate goal of pension insurance system.
【學(xué)位授予單位】：華南理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.67;F323.89
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