發(fā)布時(shí)間：2018-05-15 01:12

  本文選題：“三農(nóng)”服務(wù) + 信貸�。� 參考：《吉林大學(xué)》2015年碩士論文

【摘要】：面向“三農(nóng)”，是黨中央、國(guó)務(wù)院賦予農(nóng)業(yè)銀行的重要?dú)v史使命。吉林省作為我國(guó)農(nóng)業(yè)大省，是國(guó)家重要的商品糧基地，這使得吉林省的“三農(nóng)”問(wèn)題有著顯著的代表性。吉林省農(nóng)行在服務(wù)“三農(nóng)”過(guò)程中尚存在一定的問(wèn)題，如何發(fā)揮吉林省農(nóng)行的優(yōu)勢(shì)和克服存在的問(wèn)題，是吉林省農(nóng)行充分發(fā)揮服務(wù)“三農(nóng)”作用亟待解決的問(wèn)題。 本文以農(nóng)村金融市場(chǎng)理論、制度變遷理論、信息不對(duì)稱(chēng)理論以及交易費(fèi)用理論為基礎(chǔ)，采用規(guī)范分析與實(shí)證分析相結(jié)合的研究方法，，對(duì)中國(guó)農(nóng)業(yè)銀行吉林省分行服務(wù)“三農(nóng)”問(wèn)題進(jìn)行研究，旨在為促進(jìn)吉林省農(nóng)行更好地服務(wù)于“三農(nóng)”提供政策參考。 論文首先系統(tǒng)闡述了吉林省農(nóng)行“三農(nóng)”服務(wù)的現(xiàn)狀。其次以現(xiàn)狀為基礎(chǔ)對(duì)吉林省農(nóng)行“三農(nóng)”服務(wù)存在的問(wèn)題及其原因進(jìn)行了分析。當(dāng)前吉林省農(nóng)行“三農(nóng)”服務(wù)的問(wèn)題主要體現(xiàn)在制度體系和運(yùn)行機(jī)制尚未完善、“三農(nóng)”貸款投入低、信貸制度和業(yè)務(wù)流程繁瑣復(fù)雜、服務(wù)效率較低等方面。導(dǎo)致這些問(wèn)題存在的原因主要在于對(duì)農(nóng)村金融業(yè)務(wù)重視程度不夠、農(nóng)村金融環(huán)境脆弱、信貸投放效益低等。最后有針對(duì)性地提出了加強(qiáng)吉林省農(nóng)行“三農(nóng)”服務(wù)的對(duì)策建議，具體包括吉林省農(nóng)行服務(wù)“三農(nóng)”、支持縣域經(jīng)濟(jì)發(fā)展的基本原則和諸如堅(jiān)持制度創(chuàng)新、重構(gòu)針對(duì)“三農(nóng)”的信貸管理制度和業(yè)務(wù)流程、合理協(xié)調(diào)城鄉(xiāng)業(yè)務(wù)等具體對(duì)策措施。
[Abstract]:Facing agriculture, rural areas and farmers is an important historical mission entrusted to the Agricultural Bank by the CPC Central Committee and the State Council. As a big agricultural province in our country, Jilin Province is an important commodity grain base of our country. The Agricultural Bank of Jilin Province still has some problems in the process of serving agriculture, rural areas and farmers. How to give full play to the advantages and overcome the existing problems of the Agricultural Bank of Jilin Province is an urgent problem to be solved to give full play to the role of the Agricultural Bank of Jilin Province in serving the "three rural areas". Based on the theory of rural financial market, the theory of institutional change, the theory of information asymmetry and the theory of transaction cost, this paper adopts the research method of combining normative analysis with empirical analysis. This paper studies the service of Agriculture Bank of China Jilin Province Branch in order to provide policy reference for promoting Agricultural Bank of Jilin Province to better serve for agriculture, countryside and farmers. Firstly, the paper systematically expounds the present situation of Agricultural Bank of Jilin Province's agriculture, rural areas and farmers service. Secondly, based on the present situation, the problems and causes of Agricultural Bank of Jilin Province's agriculture, rural areas and farmers service are analyzed. At present, the problems of Agricultural Bank of Jilin Province in the service of agriculture, rural areas and farmers are mainly reflected in the imperfect system and operating mechanism, the low investment in loans for agriculture, rural areas and farmers, the complicated credit system and business process, the low efficiency of service, and so on. The main reasons for these problems lie in the lack of attention to rural financial business, the fragility of rural financial environment and the low benefit of credit. Finally, the paper puts forward the countermeasures and suggestions to strengthen the service of Agriculture Bank of Jilin Province, including the service of Agriculture Bank of Jilin Province for agriculture, rural areas and farmers, supporting the basic principles of county economic development and persisting in institutional innovation. Reconstructing the credit management system and business process for agriculture, rural areas and farmers, and rationally coordinating the urban and rural business and other specific countermeasures.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類(lèi)號(hào)】：F832.33;F327

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本文編號(hào)：1890298