本文選題：影子銀行 + 監(jiān)管��； 參考：《吉林財(cái)經(jīng)大學(xué)》2014年碩士論文

【摘要】：2007年美國次貸危機(jī)的爆發(fā)，給美國乃至全球的經(jīng)濟(jì)帶來了巨大的重創(chuàng)。作為行使著銀行部分職能、游離在監(jiān)管范圍之外的影子銀行,被指出在這次金融危機(jī)中起到了推波助瀾的作用，因此影子銀行引起了學(xué)界的高度關(guān)注。本文是基于對影子銀行的起源、發(fā)展以及世界主要經(jīng)濟(jì)體對其監(jiān)管的發(fā)展趨勢,從影子銀行監(jiān)管的理論出發(fā),探討影子銀行體系在經(jīng)濟(jì)發(fā)展中的作用,針對金融危機(jī)爆發(fā)前后各國對影子銀行的監(jiān)管措施,總結(jié)和借鑒發(fā)達(dá)國家影子銀行監(jiān)管經(jīng)驗(yàn),結(jié)合當(dāng)前我國影子銀行監(jiān)管面臨的監(jiān)管法律體系不夠健全、缺乏監(jiān)管的獨(dú)立性、對影子銀行風(fēng)險(xiǎn)計(jì)量不科學(xué)、金融監(jiān)管落后與金融創(chuàng)新以及對民間借貸、地下錢莊等影子銀行監(jiān)管的缺失等現(xiàn)實(shí)問題,對我國影子銀行的監(jiān)管提出了有效的對策和建議，如健全我國影子銀行監(jiān)管的法律體系、加強(qiáng)信息披露制度、完善影子銀行風(fēng)險(xiǎn)的監(jiān)測制度、對金融創(chuàng)新進(jìn)行有效監(jiān)管以及加強(qiáng)國際間影子銀行監(jiān)管的合作等。 首先，在引言中介紹了文章的選題背景和選題意義，并簡要的闡述了國內(nèi)外學(xué)者對相關(guān)領(lǐng)域的一些重要研究成果和本文的研究思路以及創(chuàng)新點(diǎn)。其次,論文從影子銀行相關(guān)概念、理論出發(fā),闡述影子銀行體系起源、發(fā)展過程、特點(diǎn)以及其對經(jīng)濟(jì)的多方面影響。隨后將世界各國金融危機(jī)爆發(fā)前后對影子銀行監(jiān)管模式進(jìn)行對比，以美、英、日三國對影子銀行的監(jiān)管為例，提出各國監(jiān)管過程中存在的問題以及共同點(diǎn)。在此基礎(chǔ)上，對我國的影子銀行進(jìn)行簡要概述，，并對其發(fā)展現(xiàn)狀進(jìn)行了分析，發(fā)現(xiàn)我國影子銀行在發(fā)展過程中同樣存在諸多問題。最后結(jié)合我國影子銀行監(jiān)管的現(xiàn)狀，對我國影子銀行的監(jiān)管提出了幾點(diǎn)建議與意見，以尋求一條適合中國國情的影子銀行監(jiān)管道路，為后金融危機(jī)時(shí)代我國經(jīng)濟(jì)的健康、穩(wěn)定發(fā)展奠定良好的基礎(chǔ)。
[Abstract]:The outbreak of the American subprime crisis in 2007 has brought great heavy damage to the economy of the United States and the world. As a part of the bank, the shadow bank, which is part of the function of the bank, has been pointed out in this financial crisis. Therefore, the shadow banking has aroused great concern in the academic circles. The origin, development of the shadow banking and the development trend of the world's major economies to its supervision, from the theory of shadow banking supervision, discuss the role of the shadow banking system in the economic development. In view of the supervision measures of the shadow banking before and after the outbreak of the financial crisis, the experience of the shadow banking supervision in the developed countries is summarized and used for reference. At present, the regulatory legal system facing the shadow banking supervision in China is not perfect, the independence of supervision, the unscientific measurement of the shadow bank risk, the backwardness of the financial supervision and the financial innovation, the lack of shadow banking supervision, such as the private lending and the underground banks, and so on, have put forward the effective countermeasures for the supervision of the shadow banking in our country. And suggestions, such as improving the legal system of China's shadow banking supervision, strengthening the information disclosure system, improving the monitoring system of the shadow banking risk, supervising the financial innovation effectively and strengthening the cooperation between the international shadow banking supervision and so on.
First, in the introduction, it introduces the background and significance of the article, and briefly expounds some important research results of the domestic and foreign scholars on the related fields and the research ideas and innovation points in this paper. Secondly, the thesis starts with the related concepts and theories of shadow banking, and expounds the origin, development process, characteristics and the characteristics of the shadow banking system. After the comparison of the shadow banking supervision model before and after the outbreak of the financial crisis in the world, the supervision of the shadow banks in the United States, Britain and Japan is taken as an example to put forward the problems and common points in the supervision process of various countries. On this basis, a brief overview of the shadow banks in China is made and the status of its development is also given. Through the analysis, it is found that there are many problems in the development process of the shadow banking in China. Finally, some suggestions and suggestions are put forward to the shadow banking supervision of our country in order to seek a road of shadow banking supervision which is suitable for the situation of China, in order to provide the health of our country's economy in the post financial crisis, in the light of the present situation of the shadow banking supervision in China. Stable development lays a good foundation.
【學(xué)位授予單位】：吉林財(cái)經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.3

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