發(fā)布時(shí)間：2018-06-22 10:01

  本文選題：保險(xiǎn)公司次級(jí)債 + 風(fēng)險(xiǎn)研究��； 參考：《遼寧大學(xué)》2012年碩士論文

【摘要】：次級(jí)債作為保險(xiǎn)公司主要融資手段，近年來(lái)發(fā)揮著越來(lái)越重要的作用。保監(jiān)會(huì)于2004年9月，出臺(tái)《保險(xiǎn)公司次級(jí)定期債務(wù)管理暫行辦法》以來(lái)，募集次級(jí)債是繼股東注資和上市融資后又一強(qiáng)力融資手段。相對(duì)于上市融資的周期長(zhǎng)、見效慢，次級(jí)債融資較方便、快捷，且能有效的提升公司的償付能力，受到保險(xiǎn)公司的廣泛青睞，發(fā)展勢(shì)頭迅猛，并且前景廣闊。與次級(jí)債的實(shí)務(wù)發(fā)展相比，其理論研究相對(duì)落后。所以，關(guān)于保險(xiǎn)公司次級(jí)債的相關(guān)研究顯得尤為迫切。 但是，次級(jí)債在中國(guó)保險(xiǎn)業(yè)融資才八個(gè)年頭，可以說(shuō)資歷尚淺，很多相應(yīng)的配套措施還不健全，融資風(fēng)險(xiǎn)方面研究比較少，有待進(jìn)一步深入細(xì)致的研究。本文針對(duì)次級(jí)債融資風(fēng)險(xiǎn)加以側(cè)重研究，全文共分五部分，前三部分是風(fēng)險(xiǎn)研究的理論基礎(chǔ)，第四部分為文章重點(diǎn)，對(duì)保險(xiǎn)公司次級(jí)債可能存在的風(fēng)險(xiǎn)加以分析，最后部分針對(duì)風(fēng)險(xiǎn)提出相關(guān)對(duì)策及發(fā)展建議。 第一部分緒論，，綜合論證了文章寫作意義、文獻(xiàn)綜述、研究方法等研究可行性，為文章得以開展奠定了堅(jiān)實(shí)的理論基礎(chǔ)。這部分結(jié)尾，客觀的介紹了文章不足與創(chuàng)新之處。在第二部分闡述保險(xiǎn)公司次級(jí)債的涵義和特點(diǎn)，第三部分分析保險(xiǎn)公司次級(jí)債的作用和瑕疵，第四部分分析次級(jí)債從發(fā)行到到期贖回、從公司自身到債券關(guān)系人的風(fēng)險(xiǎn)。通過(guò)全面分析，找出問(wèn)題所在。文章最后一部分是對(duì)策和建議，從保險(xiǎn)公司、次級(jí)債關(guān)系人、金融行業(yè)以及信用評(píng)級(jí)等幾個(gè)方面分開闡述。
[Abstract]:As the main financing means of insurance companies, subprime debt plays a more and more important role in recent years. Since the CIRC issued the interim measures on the Management of Sub-periodic debts of Insurance companies in September 2004, raising subordinated debt is another powerful means of financing after shareholders' capital injection and listed financing. Compared with listed financing, the period of financing is long, the effect is slow, the secondary debt financing is convenient, fast, and can effectively enhance the solvency of the company, it is widely favored by insurance companies, the development momentum is swift and violent, and the prospects are broad. Compared with the practical development of subordinated debt, its theoretical research is relatively backward. Therefore, the related research on the subordinated debt of insurance companies is particularly urgent. However, subprime debt in China's insurance financing is only eight years, can be said to be junior, a lot of relevant supporting measures are not perfect, financing risk research is relatively small, need to be further in-depth and meticulous research. The first three parts are the theoretical basis of the risk research, the fourth part is the focus of the article, to analyze the possible risks of the subprime debt of insurance companies, the first three parts are the theoretical basis of the risk research, the fourth part is the focus of the article. The last part puts forward the relevant countermeasures and development suggestions for the risk. The first part is the introduction, which comprehensively demonstrates the significance of writing, literature review, research methods and other research feasibility, which lays a solid theoretical foundation for the article to be carried out. At the end of this part, it introduces the deficiency and innovation of the article objectively. In the second part, the meaning and characteristics of the subordinated debt of the insurance company are expounded. In the third part, the function and defect of the subordinated debt of the insurance company are analyzed. In the fourth part, the risk of the subordinated debt from issue to maturity redemption, from the company itself to the bond relation person is analyzed. Through comprehensive analysis, find out where the problem lies. The last part of the article is the countermeasures and suggestions, from the insurance companies, sub-prime debt stakeholders, the financial industry and credit rating and other aspects.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F842.3;F832.51;F224

【參考文獻(xiàn)】

中國(guó)期刊全文數(shù)據(jù)庫(kù) 前10條

1 孫立堅(jiān),牛曉夢(mèng),李安心;金融脆弱性對(duì)實(shí)體經(jīng)濟(jì)影響的實(shí)證研究[J];財(cái)經(jīng)研究;2004年01期

2 米黎鐘;畢玉升;王效俐;;違約邊界條件下的次級(jí)債定價(jià)研究[J];財(cái)貿(mào)經(jīng)濟(jì);2007年05期

3 李紅;戴鴻;;影響企業(yè)短期融資券發(fā)行定價(jià)的因素[J];金融論壇;2007年10期

4 鄧學(xué)衷;;商業(yè)銀行次級(jí)債結(jié)構(gòu)設(shè)計(jì)的國(guó)際比較[J];當(dāng)代經(jīng)濟(jì)管理;2007年03期

5 羅開位,侯振挺,李致中;期權(quán)定價(jià)理論的產(chǎn)生與發(fā)展[J];系統(tǒng)工程;2000年06期

6 孫立輝;我國(guó)公司債券市場(chǎng)的現(xiàn)狀分析[J];廣東財(cái)經(jīng)職業(yè)學(xué)院學(xué)報(bào);2003年03期

7 劉紅;用實(shí)物期權(quán)模型對(duì)商業(yè)銀行次級(jí)債定價(jià)[J];南方金融;2005年05期

8 鄭鳴,陳捷瓊;國(guó)有商業(yè)銀行發(fā)行次級(jí)債券補(bǔ)充資本金研究[J];國(guó)際金融研究;2002年10期

9 王漢齊;構(gòu)建發(fā)行次級(jí)債的良好法律環(huán)境[J];經(jīng)濟(jì)導(dǎo)刊;2005年Z1期

10 黃益龍;談銀行的次級(jí)債務(wù)與市場(chǎng)約束[J];金融教學(xué)與研究;2004年02期

中國(guó)重要報(bào)紙全文數(shù)據(jù)庫(kù) 前2條

1 孫立堅(jiān);[N];第一財(cái)經(jīng)日?qǐng)?bào);2007年

2 朱俊生;[N];國(guó)際金融報(bào);2004年

中國(guó)碩士學(xué)位論文全文數(shù)據(jù)庫(kù) 前2條

1 李威;我國(guó)短期融資券市場(chǎng)問(wèn)題研究[D];暨南大學(xué);2009年

2 商慧;短期融資券籌資偏好的因素分析[D];蘭州理工大學(xué);2009年

本文編號(hào)：2052473